

AppleCare+ makes it easy to protect a phone and get ongoing support from experts who understand the hardware, operating system, and applications that make Apple products unique. While most cellphone insurance providers will happily cover iPhones, customers looking for the best insurance may want to go straight to the source. Family plans allow for up to eight claims per year, which can be particularly helpful for families with multiple devices, both cellular and otherwise.Ī new iPhone can easily cost close to $1,000, which can make insurance a smart investment. While many cellphone insurance providers limit annual claims to two per plan, SquareTrade allows for up to four claims per year per individual device plan. Or, if preferred, the client can also mail in the phone for repairs, a process that typically takes two to five days.

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Plans cover cracked screens, touchscreen failures, liquid damage, speak/audio failure, battery failure, and charging port failure.Ĭoverage includes on-premise (e.g., in the home, office, a coffee shop, etc.), same-day repairs, and repairs made at a local repair shop. SquareTrade insurance covers all cellphone makes and models regardless of carrier or age. Combined, these factors make SquareTrade our choice for cellphone insurance that can cover the whole family. It offers low-cost, multi-device plans with more claim allowances than many other insurance providers. SquareTrade is backed by Allstate and is marketed as one of the most affordable cellphone insurance plans available. With so many repair options, it’s easy for customers to find one that works best. For added convenience, they can also schedule a home or office visit with an Asurion technician. Customers with a cracked screen or those who want to work directly with a technician can take their issue to one of the more than 650 uBreakiFix by Asurion stores, which are being rebranded as Asurion Tech Repair & Solutions as of September 2021. Not all damaged devices require a replacement, however. The Asurion online claims portal makes it easy to submit a claim, and policyholders can typically expect a replacement phone to arrive via mail in as little as 24 hours. Plans also cover device defects, as well as some failures and device issues linked to normal wear and tear, like dust accumulation or internal heat and humidity problems. These factors make Asurion the best overall cellphone insurance provider on our list.Īsurion policyholders are covered if their device is lost, stolen, or damaged (e.g., broken screens and liquid damage). This coverage is affordable, the claims process is easy, and customers are generally satisfied with their experience. Many cellphone providers allow customers to add insurance to their monthly bill, and Verizon, AT&T, USCellular, or Sprint customers have direct access to Asurion’s coverage. Read on to determine which provider best fits your needs. Additional factors like bundling discounts, multi-device options, and customer reviews can also be useful when selecting a provider. The best policies are cost-effective, with low deductibles, making it easy to file a claim. Many insurance policies offer similar coverage, but it’s important to thoroughly review each provider and policy before making a decision. When purchasing a cellphone insurance policy, consumers will pay a monthly or annual premium, typically between $5 and $20 a month, and if the device is damaged, lost, or stolen, they’ll be able to repair or replace it for a fraction of the market value by paying a deductible. Unexpected cellphone repairs or replacements can leave you on the hook for several hundred dollars, but the right cellphone insurance policy can help make it more affordable. Read our advertiser disclosure for more info. We may receive compensation if you visit partners we recommend. We recommend the best products through an independent review process, and advertisers do not influence our picks.
